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Disclosure

Zarir Sethna is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AL, CA (CA Insurance License #0I30962), FL, GA, and TX. No insurance business may be conducted outside the states referenced.

As a New York Life Agent, Zarir Sethna is licensed and authorized to offer insurance in California, but Sethna Financial Group, LLC may not be. For additional information on California licensure status, please click here.

Zarir Sethna is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 3200 Southwest Fwy Ste 1900, Houston, TX, 77027, 713-963-4229. In this regard, this communication is strictly intended for individuals residing in the states of AL, CA, GA, and TX. No offers may be made or accepted from any resident outside the specific states referenced.

Zarir Sethna is also a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company, offering advisory services in the states of AL, CA, GA, and TX. As such, these services are strictly intended for individuals residing in the states referenced.

Zarir Sethna is a Member Agent of The Nautilus Group®, a service of New York Life Insurance Company.

Sethna Financial Group, LLC is not owned or operated by NYLIFE Securities LLC or its affiliates.?

Neither Sethna Financial Group, LLC nor its associates are in the business of offering tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.?

For more information about NYLIFE Securities LLC and its investment professionals.

Sethna Financial Group, LLC

Zarir J. Sethna

Principal & Founder

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NYLIFE Securities LLC, Member FINRA/SIPC.

For additional information, visit Customer Relationship Summary.pdf

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